Will Social Security Really Run Out? 2025 Breakdown

By Perspective 6 Group | April 10, 2025

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Lately, we’ve been getting a lot of questions from clients about the future of Social Security- and it’s no surprise. This topic has been making the rounds online, sparking concern and confusion. Will Social Security really run out? To help break it all down, we’re welcoming back Matt Finley, Senior Partner and Financial Advisor at Perspective 6 Group. He’ll explain what’s actually happening with Social Security, what could change, and why most people won’t see their benefits disappear- even in the face of funding shortfalls projected for 2032.

You’ll learn what potential fixes are on the table and why no political party is seriously proposing to cut benefits for current recipients. If Social Security anxiety is keeping you up at night, this episode will help you take a breath, understand the facts, and focus on smart planning for your future.

Here’s some of what we discuss in this episode:

🤔 What’s really going on with Social Security

❌ Common myths about benefit cuts

🛠 Solutions Congress could enact

🧾 Why the panic is more political than practical

💡 How smart financial planning can reduce fear

0:00 – Intro

1:18 – What’s going on with Social Security?

2:13 – Fixes on the table

5:28 – Where fear is stemming from

9:35 – Key takeaways

Social Security in 2025: Separating Fact From Fear Article: