Going Public? 5 IPO Planning Tips for Employees with Stock Comp

By Perspective 6 Group | July 31, 2025

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | Spotify | Youtube Music | RSS | More

Your company’s IPO can be a major financial opportunity, or a costly misstep if you’re not prepared. In this episode, Matt walks you through what really happens when your private company goes public, and the five things every employee with stock compensation needs to know before making a move. It’s often more complex than most people realize, so it pays to be prepared.

Here’s some of what we discuss in this episode:

📈 IPO 101: What really happens behind the scenes

🪙 RSUs vs. ISOs vs. NSOs – Know the difference

🧠 Common mistakes around timing, taxes, and emotional decision-making

📊 Strategies to consider: Selling, diversification, and long-term planning

0:00 – Intro

0:56 – #1: Understanding the IPO Timeline

1:52 – #2: Know What You Own (ISOs & NSOs)

3:21 – Restricted Equity

4:29 – Vesting Schedules

5:03 – #3: Taxes Are a Big Deal

7:47 – #4: Lockup Expiry ≠ Immediate Payday

9:15 – #5: Financial Planning Opportunities

Other Resources

📌Our website: https://www.perspective6wealthadvisors.com/

📞Phone: (952) 225-0333

📧 Email: perspective6@savvyadvisors.com

🗓 Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

📚 Essential Financial Guides

📌5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

📌Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

📌ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

📌Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

📲 Stay Connected

🎥 Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

📍LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.