Tag: RSUs
You Just Got Some RSUs- Now What?

You Just Got Some RSUs- Now What?

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In this episode, Matt dives into one of the most common forms of equity compensation: Restricted Stock Units (RSUs). If your company just handed you some stock, you may be asking yourself, “What now?” Matt walks through three key questions that will help you move forward with confidence. He also shares practical tips for tracking your vesting schedule and deciding whether to hold or sell your shares.

Here’s some of what we discuss in this episode:

📅 Why setting vesting alerts can prevent missed opportunities

💵 Treat RSUs like cash: Make thoughtful sell-or-hold decisions

🧾 Why careful tax planning is needed for RSUs

🏦 Capital gains taxes: What you don’t want to overlook

🎯 Making RSUs work with your bigger financial plan

0:00 – Intro

1:03 – #1: What to do with your stock?

3:10 – #2: How are taxes handled?

6:38 – #3: How much should I sell/keep?

8:46 – Recap & Final Thoughts

Resources for this episode:

Plan Your Stock Compensation for the Year

Tax Reporting for Stock Compensation

Other Resources

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RSUs Part 3: RSU Mistakes to Avoid (Ep. 12)

RSUs Part 3: RSU Mistakes to Avoid (Ep. 12)

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Could you be avoiding the common mistakes made with RSUs?

The MedTech Wealth Advisor Podcast culminates its RSU series with a compelling finale. Hosted by Matt Nelson, CFP® and guest Jacob LaRue, CFP® (can we even call him a guest anymore?). They continue building on the foundational knowledge from Parts 1 and 2, digging deeper into the strategic management while pointing out specific mistakes to avoid.

Key Highlights:

  • In-Depth RSU Insights: Dive into a detailed exploration of grant and vesting triggers, uncovering common misunderstandings and their costly consequences
  • Strategic Selling Post-Vesting: Learn the art of selling RSUs and how to strategically align sales with personal financial goals and market timing
  • Navigating Tax Complexities: Unravel the intricacies of RSU tax withholding, learning strategies to manage supplemental rates and avoid tax liability surprises
  • Mitigating Early Termination Risks: Understand how employment changes can affect RSU vesting and discover tactics to protect your assets
  • Real-Life Impact: Julie’s story, a cautionary tale of financial loss due to inadequate RSU management, is dissected – offering valuable lessons for all MedTech professionals
  • And much more!

 

Resources:

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Connect with Jacob LaRue:    

 Connect with Perspective 6 Group:        
RSUs Part 1: How do RSUs & Restricted Stock Work? (Ep. 8)

RSUs Part 1: How do RSUs & Restricted Stock Work? (Ep. 8)

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Have you been offered stock options at your company, but aren’t sure how to proceed?

Explore the intricate world of Restricted Stocks and Restricted Stock Units (RSUs) with experts Matthew Nelson and Jacob LaRue in this enlightening MedTech Wealth Advisor episode. Designed specifically for professionals in the MedTech sector, this comprehensive discussion unravels the complexities of these essential equity compensation options and their significant role in shaping financial strategies within the industry.

Key Highlights:

  • Introduction to RSUs: Understanding their role as a common form of equity compensation and the basics of how they work
  • Vesting and Taxation: Insights into vesting schedules, the implications of taxation at vesting, and the differences in withholding methods
  • Valuing RSUs: Expert tips on calculating RSU value and the importance of comprehending company-specific documentation
  • Navigating RSU Challenges: Discussing the unique challenges faced by private company RSU holders and strategies for effective management
  • Maximizing RSU Benefits: Practical advice on leveraging RSUs for financial growth, including vesting acceleration and managing value fluctuations
  • And much more!

 

Resources:

Connect with Matthew Nelson:  

Connect with Jacob LaRue:  

 Connect with Perspective 6 Group:      
Making the Most of MedTech (Ep. 4)

Making the Most of MedTech (Ep. 4)

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The MedTech industry is filled with professionals driven by passion and a mission, but are they making the most of their financial opportunities?

Venture beyond the ordinary to a place where MedTech isn’t just a concept, but an experience. Join CERTIFIED FINANCIAL PLANNER™ professional, Matt Nelson, as he discusses the unique financial challenges and opportunities that come with the MedTech industry. From startup risks to equity compensations, Matt’s insights shed light on maximizing benefits and ensuring long-term financial stability for MedTech professionals.

Throughout the discussion, Matt touches upon:

  • How MedTech professionals can balance their passion with profit
  • What a Mega Backdoor Roth is and how to utilize it to reshape your financial future
  • How professionals can navigate the treacherous waters of high risks to reap those high rewards
  • What strategies you can implement to ensure you’re not putting all your eggs in one risky basket
  • And other invaluable insights!

 

Resources:

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